U.S. House of Reps Approvals Positives Changes for Insurance Information

The U.S. House of Representatives Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises has approved as amended unanimously and fast-tracked to go to the floor of the House of Representatives for consideration without action by the Financial Services Committee the following bill:

H.R. 5840: the Insurance Information Act of 2008 would create a federal office of insurance information and establish, for the first-time, a repository for the collection and dissemination of information at the federal level within the U.S. Department of the Treasury. Additionally, the bill has clearly defined and strictly limited preemptive powers applicable only if state laws conflict with United States international trade agreements.

Work is still underway in Washington for a federal insurance regulator to replace or supplement the current state regulatory system. This would be a boon to all involved in insurance (and may actually reduce expenses). This would allow products to be filed once for all states (rather than each state separately) and a license valid for all states rather than state by state.
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