Life Insurance Litigation Support Services:
Technical Support And Expert Witness Consulting
Specialties:
• Due diligence – Review and analysis of life insurance companies from a financial strength and ratings standpoint.
• Life insurance needs analysis – Determine the appropriateness of coverage amounts.
• Life insurance financial calculations – Internal rate of return calculations on cash value and death benefit versus premiums paid at specified intervals.
• Validity testing – Comparison of new and/or proposed life insurance policies with similar policies of other companies, to test the validity of the assumptions made.
• Policy projections – For in force life insurance policies - Current projections using in force policy values, mortality costs and expenses.
• Policy loans – Implications of policy loans, including lost term costs, “phantom” income tax and other considerations.
• Policy replacement analysis and recommendations
• Prudent Investor Rule – Applications for trustee and other fiduciary situations.
• Suitability issues
• Life insurance sales practices
Services:
• Document review and recommendations
• Analysis of documents for due diligence/standard of care
• Identifying company/policy srengths and weaknesses
• Case preparation assistance, evidence review and report preparation
For more information click here to review my bio or contact me at (800) 450-8909 or tony@tonysteuer.com