Questions and Answers on Life Insurance
The Life Insurance ToolbookAnthony Steuer, CLU

During your life, you’re likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isn’t easy, especially when you’re faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basics—and the finer points—of life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

Differentiate between types of policies
Find and evaluate a policy and company
Hire a trusted agent
Understand the practice of underwriting
Monitor your policy



Steuer’s invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.
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Praise and Awards for "Questions and Answers on Life Insurance":

This easy-to-use life-insurance guidebook…will help readers make informed decisions about what kind of life insurance to purchase and how to monitor their holdings to avoid any nasty surprises down the road. Read in its entirety, the book provides a deep-immersion course….But it’s also helpful in addressing the quandary of the moment, from something as basic as whether or not to buy term or permanent insurance to the material knowledge that can be gleaned from insurance regulatory information reports. Steuer lays out pros and cons, demonstrates how you can use mathematical calculations to arrive at a plan that best suits you, brings needs-analysis into play and tenders an array of quick facts that help put issues into perspective…the information is solid.—Kirkus Discovery Reviews


How to make sure your policy doesn't change behind your back:

Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn't change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy. Midwest Book Review - posted at Amazon.com

Understanding life insurance can be daunting, but Steuer brings it down to earth. The book includes the steps needed to evaluate a company or agent; information concerning the business of underwriting; methods for monitoring policies and tracking down lost policies; and overlooked issues such as replacements, loans, and taxes. Glossaries give contact information and a list of terms.— Writer’s Notes Magazine “An Eric Hoffer Award Winner – 2006 (Business Category)”

An extremely useful and one of a kind resource for anyone looking for a simple way to understand life insurance. It covers all the basics and the advanced information that you need to know. And all this in a format where can go directly to the information you need without having to sort through information you're not looking for.… It helps makes a complex financial product understandable for consumers as well as financial advisors.— Insurance Broadcast Newsletter (Book of the Day)

Steuer has taken a complex topic and demystified it for the consumer and professional advisor alike. He covers all the bases in an unbiased review of life insurance and how we can benefit from it. I highly recommend this book for the consumer interested n answering their person questions about life insurance to the advanced advisor interested in delving into the most advanced aspects of life insurance so they can advise their clients. —Michael Gallop, Owner—The Brokers Network

An excellent tool for both the novice and experienced advisor. As one of the very few California Life and Disability Insurance Analysts, he is well qualified to write on the subject and the material reflects that competency.—Errold Moody—Financial Consultant—Author of No Nonsense Finance

Excellent primer: Questions and Answers on Life Insurance is a great primer for anyone with life insurance questions. This is a particularly valuable resource since consumers never know who to believe when they are contemplating buying a policy. After reading this book, you'll increase your chances of obtaining a better policy or you may very well decide you don't need cash value life insurance at all. I share Steuer's belief that most people only need term insurance. If you want a rare unbiased look at insurance, this is your guide. —Lynn O'Shaughnessy, Personal Finance Author