How AI Is Transforming Financial Planning and Enhancing Client Relationships
Nov 11, 2025
On this episode of The Get Ready Money Podcast, I spoke with Lily Vittayarukskul, co-founder of Waterlily, and Sumedha Rai, AI strategist, about how AI is reshaping financial planning, from enhancing advisor-client relationships to helping protect consumers from financial scams.
💡 Key Takeaways
🔹 AI boosts personalization
🔹 Automation frees up time for advisors to focus on deeper client conversations
🔹 AI improves fraud detection, but social engineering still requires human awareness
🔹 Empathy can’t be outsourced—relationships remain the advisor’s superpower
🔹 AI enables scale, but it’s people skills that build trust
🔹 Pause before reacting—slow down, verify, and stay scam aware
🎥 Watch this episode below:
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🎧 Listen to the podcast below or on your favorite podcast app.
Connect with Lily Vittayarukskul:
Connect with Sumedha Rai:
Resources mentioned:
- Get Ready Podcast episode: Connecting Wealth and Great Health With Chris Heye (here)
- Carefull (here)
- Eversafe (here)
Bio:
Lily Vittayarukskul is the CEO and Co-Founder of Waterlily. Graduating from UC Berkeley with a degree in Genetics and Data Science, Lily led product and engineering teams at multiple startups before founding Waterlily, a company dedicated to making healthcare and its costs accessible, understandable, and empowering for all.
Sumedha Rai is a data scientist and AI strategist who helps industries like FinTech and healthcare tackle high-stakes challenges. From central banks to micro-investment platforms, I’ve built predictive models that detect fraud, analyze risk, and uncover customer insights—before problems arise.