The Get Ready Money Podcast

🙌 On this episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech to share insights on changing the way we think about financial literacy.

👉 Have a vision for what you want, then figure out a plan to get there.

👉 Have clarity for your goals.

👉 Create a safe space for your clients and community.

👉 How technology and artificial intelligence (AI) can help people get the answers they need.

👉 How to figure out what information is useful.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Catherine Shanahan and Karen Chellew, the founders of My Divorce Solution and the hosts of the We Chat Divorce Podcast about changing the way we think about money and divorce preparation.

👉 The importance of being informed and financially prepared.

👉 Why you need to know what you want and why you want it.

👉 How financial clarity will give you more space and lead to better conversations.

👉 Why you should be intentional and aware without judgement.

👉 The importance of enjoying life and  all the opportunities life brings you.  The importance of investing in yourself.

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Naseema McElroy, founder of Financially Intentional, Author and Nurse about how we change the way we think about money and being financially intentional.

👉 The importance of changing your circle of influence.

👉 Why anyone can get on the right path.

👉 Learn what real wealth is - be an owner, not a consumer.

👉 You can afford anything, just not everything.

🙌 On this special episode of The Get Ready Money Podcast: The Financial Five, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education, Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech and Thomas Kopelman, financial planner and the co-founder of AllStreet Wealth to talk about changing the way we think about money and why compound interest is the eighth wonder of the world.

👉 What is compound interest?

👉 How compound interest works

👉 Why compound interest is a key factor in saving and investing

👉 Understanding and applying the rule of 72

👉 The importance of understanding the fundamentals of money

🙌 On this episode of The Get Ready Money Podcast, I spoke with Hirsch Serman, Founder of Lifecycle Financial about changing the way we think about money and creating positive outcomes during times of change.

 👉 Create positive outcomes by considering your values and goals.

👉 Living a values based life (focus on what bring you joy and fulfillment).

👉 Why you need to consider the long term consequences of all your options.

👉 The importance of starting early and the magic of compound interest.

👉 Being mindful with your spending.

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with J Money, award winning personal finance blogger and  experimenter about changing the way we think about money and defining financial success.

👉 Focusing on your dream lifestyle and what makes you happy.

👉 The less money you spend, the less money you need to earn.

👉 Be more conscious with your money - track where your money is going.

👉 Set up simple systems - considering minimalism.

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Romy Pickron, founder of Asset Achievers and co-founder of Reducify  about changing the way we think about money and making it accessible to everyone.

👉 Why you should have an accountability partner.

👉 The importance of aligning yourself with your goals.

👉 Changing your narrative by empowering yourself with positive financial affirmations.

👉 The financial impact of the racial and gender gaps.

🙌 On this special episode of The Get Ready Money Podcast, I share 60 things to change the way you think about life and money, that I’ve learned over sixty years.

👉 Be curious. Ask questions.

👉 Listen, then listen more. Hear what other people are saying.

👉 Be yourself. Be authentic. We are all unique.

👉 There’s often no right answer. There’s simply the answer that works for you.

👉 Today is the best day to start. It’s never too late to make a positive change.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Bernadette Joy, Chief Educator at Crush Your Money Goals about changing the way we think about money and how to crush our money goals.

👉 The value of becoming who you want to be.

👉 How we can face our fears.

👉 The importance of taking the leap to do what you want.

👉 How we can break generational curses and build generational wealth.

🙌 On this special 100th episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech. We each shared one thing that we think we know about changing the way we think about money.

👉 We need to help people be curious. We need to help people ask questions, so they can be empowered for themselves. (Tony)

👉 We can find new ways to engage people from an earlier age and increase financial capability. (Mac)

👉 We need to help the older generation. It’s not too late for them. (Derrick)

👉 We need to have vision. We need to clarify what we really want. (Faith)

👉 We need to focus on inspecting what you expect. (Chris)

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Sheryl O’Connor and Phil Lubinski, co-founders of IncomeConductor about changing the way we think about money, and managing retirement income to provide retirees peace of mind.  

👉  The importance of an implementation roadmap.

👉  The value of a time segmented approach is so important to managing retirement income.

👉  Why retirees should go from a savings habit to a spending habit. 

👉  How you can have a strategy where you don't have to rely on the market performance from a day-to-day perspective.

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Kat Walsh, Chief Legacy Officer and Philip Adu, Founder of the Center for Research Methods Consulting about changing the way we think about money and legacy planning.

👉 Why you should be thoughtful & deliberate with your money (Kat).

👉 Allow your purpose to drive the way you view your money (Philip).

👉 The importance of self-reflection (Kat).

👉 Learn as much as you can about how money works (Philip) .

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Prudence Zhu, the founder and CEO of Baoba USA about changing the way we think about money and living your best life.

👉 The importance of being confident in your habits.

👉 How money is intertwined with life.

👉 Have clarity that it’s your money and then make it matter.

👉 Why compound interest is the eighth wonder of the world.

🙌 On this episode of The Get Ready Money Podcast, I spoke with James Leary, cofounder of OneProtection about changing the way we think about protecting our most valuable asset, our income.

🧐 In this episode we discussed:

👉 Why we need to think about our income as a long-term asset.

👉 The importance of having a contingency plan.

👉 Why you need to keep learning and grow.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Micah Autry, speaker, podcast host, author and entrepreneur about changing the way we think about money and finding the one thing that will make a difference.  

👉 Why you should judge your life by your own metrics.

👉 The importance of valuing yourself by your expertise, rather than by the hour.

👉 Be pro-active with your self-education.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Maura Shaftoe, cash flow specialist at Let’s Plan about changing the way we think about money and our cash flow. 

👉 Why you need to work with professionals who respect you.

👉 The importance of learning as much as you can about money.

👉 Being intentional with your spending.

🙌 On the latest episode of The Get Ready Money Podcast, I spoke with Vicki Vollweiler, Founder and CEO of College Financial Prep about changing the way we think about money and paying for college.

🧐 In this episode we discussed:

👉  Colleges are willing to negotiate because they are businesses.

👉  Why math matters when it comes to your money.

👉  What divorced parents need to know about FAFSA.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Emily Rasmussen, CEO and Founder of Grapevine about changing the way we think about money and charitable giving.

👉 The importance of investing in yourself.

👉 Being open to talking about money.

👉 Why everyone should consider a donor advised fund.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Karl Swanepoel, Founder and CEO of Revolancer about changing the way we think about money and finding freedom as a freelancer.

👉  Why money is relative.

👉  The importance of thinking about value.

👉  How working together compounds success.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Adam Holt, CEO and Founder of Asset Map, about changing the way we think about money and knowing the rules of the money game.

👉  The importance of intentionality with your decisions.

👉 Build confidence, by becoming fluent with your money.

👉  Why financial planners have an obligation to build confidence and empower clients.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Dana Samuelson, President of American Gold Exchange about changing the way we think about money and standards of excellence.

 👉  Why you need to keep learning.

👉  The importance of saying what you do and doing what you say.

👉  Money, currency and value.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Louis Barajas, author and advocate for underserved communities about changing the way we think about money and clarifying our why.  

👉  Why you should live a purpose driven life.

👉 The importance of putting why’s around your goals.

👉  You can only help people who are ready to be helped.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Cathy Sikorski, speaker, elder lawyer and author about changing the way we think about money and caregiving.

👉 The importance of knowing your worth.

👉 Caregivers can get paid for caregiving.

👉 Why money is abundant.

👉 If money is your only problem, you have no problems.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Peter Kwadwo Asare Nyarko, Founding Executive Director for Center for Financial Literacy Education about changing the way we think about how financial literacy provides dignity.

👉 Why self confidence is a life skill.

👉 The importance of learning to produce before consumption.

👉 How money follows value.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Larry Sprung, author and wealth advisor about changing the way we think about money, mindset and finding joy.  

👉  Why financial planning is personal.

👉  The importance of paying yourself first.

👉  Changing the narrative on retirement.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Mary Schmid, author of Make or Break Conversation about changing the way we think about money, communication and building trust.

👉 Why listening is critical.

👉 How connecting and engaging builds trust.

👉 How we can understand people.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Jeffrey Kamys, Principal and Chief Investment Strategist at Inherent Wealth Fund about the importance of finding value.

👉  Why we need paradigm shifts.

👉  The importance of having a goal list.

👉  How anyone can save $1,000,000.

🙌  On this episode of The Tony Steuer Podcast, I spoke with Rahkim Sabree, financial coach and author about changing the way we think about financial trauma.

👉  Why financial trauma is an obstacle to empowerment.

👉  Understanding that personal finance is personal

👉  How you can give yourself grace.

🙌 On this episode of The Get Ready Money Podcast, I spoke with Lesli Doares, author and men’s marriage coach about changing the way we think about money and marriage.

👉 Why you need to think about what money means to you.

👉The importance of gaining clarity about why you’re doing what you’re doing

👉 Financial preparedness is a reflection of our values and beliefs

🙌 On this episode of The Get Ready Money Podcast, I spoke with Ruby Ulloa, business development specialist at Savoy Associates about how you can be your own financial powerhouse with proper planning.

👉  The value of finding common ground.

👉  Estate planning is for everyone.

👉  Why you should do an annual financial checkup.

🙌 On this episode of The Get Ready with Tony Steuer Podcast, I spoke with Faith Teope. Faith is an Author, Multimedia Journalist, Advocate, visionary and CEO of Leverage Retirement about connecting financial literacy to humans .

 👉 The importance of knowing your audience, so you can connect

👉 How raising money savvy kids breaks the cycle of financial abuse

👉 Why financial literacy is a social justice issue.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Ben Miller, Founder of ChroniFI about why money equals time.

👉 Why time is our most valuable resource

👉 Aligning your money with your vision

👉 Learning what habits mean in terms of time

🙌 On this episode of The Tony Steuer Podcast, I spoke with Marguerita (Rita) Cheng, CFP, RICP;  Chief Executive Officer at Blue Ocean Global Wealth about the importance of always placing your client’s interests above all else.

👉 The importance of using money wisely

👉 Why we need to understand values and priorities.

👉 How our financial lives are dynamic, just like our lives.

🙌  On this episode of The Tony Steuer Podcast, I spoke with John O’Connell, Author of “Rise of The Activist Investor” and Founder of The Oasis Group about how we can all make a difference.

👉 The importance of identifying our values

👉 Investing in line with our values

👉 Becoming an activist investor

🧐 On this episode of The Tony Steuer Podcast, I spoke with Joshua Mensah, Financial inclusion specialist about how we become financially inclusive.

👉 Why financial literacy is a core life skill.

👉 The importance of learning about money at an early age.

👉 Why money helps you achieve your dreams.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Julie Rains, author of Growing Wealth about the importance of knowing your own story. 

👉  The three money essentials.

👉  The importance of being compassionate with yourself.

👉  Why compound interest is so powerful.

🙌  On this episode of The Tony Steuer Podcast, I spoke with Emily Koochel, PhD, AFC®,CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor about why psychology is important to changing how we think about money. 

👉 The intersection of emotions and money.

👉 How advisors can learn from their clients.

👉 Why Financial Planning Is Inherently A Mental Process.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Diana Yanez, Financial Empowerment Guide at All the Colors about aligning your money with your values and the importance of listening.

👉  The value of gaining clarity on your beliefs.

👉  The importance of being a good ancestor.

👉  How to own your power with money.

🙌 On this episode of The Tony Steuer Podcast, I spoke with David Edey, Certified Executor Advisor about why it’s important for families to prioritize making a will so they can keep their bond intact in times of crisis.

👉  The importance of having these conversations sooner, rather than later.

👉  The steps you need to follow to have this conversation with your family.

👉  How you can avoid chaos by being organized.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Namrata Singh, Founder of Arthasadhana Investments about the importance of focusing on our own personal journey 

👉The need to be prepared for life’s surprises

👉 How women can take the lead.

👉 Why advisors need to be client-centric.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Elliott Appel, Founder of Kindness Financial Planning about how to get people to talk about money.

 👉 Connecting the emotional and economic sides of money.

👉 How families can take control after a major health event.

👉 The importance of being curious and asking questions.  

🙌 On this episode of The Tony Steuer Podcast, I spoke with Phuong Luong, Educator and Financial Planner about creating a more just economy.

👉 How do we close the gender and racial wealth gaps.

👉 Impact investing: How to invest in your values.

👉 Focusing on what your client wants.

🙌 On this episode of The Tony Steuer Podcast, I spoke with Jasper Smith, chief visionary of The #BuildWealth Movement™ about the importance of teaching kids about money.

👉  The importance of changing your paradigm.

👉  How to overcome generational poverty.

👉  Why you should build a money team.

On this episode of The Tony Steuer Podcast, I spoke with Patricia De Fonte, Founder of De Fonte Law PC about  why estate planning is a fundamental need for everyone.

•  How estate planning empowers your heirs.
•  Why estate planning is a social justice issue.
•  The importance of reviewing your estate plan every three years and when you have a major life event.

On this episode of The Tony Steuer Podcast, I spoke with Will Rainey, author of Grandpa’s Fortune Fables about the importance of teaching kids about money.  

•  How Grandpa’s Fortune Fables helps kids create good financial habits.
•  Why Patience is a super-power.
•  The difference between rich and wealthy.

On this episode of The Tony Steuer Podcast, I spoke with Saad Zariff, Head of Growth at 401GO about why it’s important to understand cultural differences in how people deal with their money. 

• What is Halal investing.
• How we can make financial literacy more inclusive.
• Why we should act, rather than react.

On this episode of The Tony Steuer Podcast, I spoke with Marilyn Lydia Pinto, Rebel Educator and Founder of KFI Global about why it’s important for teens to gain the understanding and confidence to make intelligent financial decisions. 

• How parents can empower their teens.
• Why confidence comes from competence.
• What most schools get wrong about financial education.

On this episode of The Tony Steuer Podcast, I spoke with Kyle Langstaff, Fintech and Financial Wellness Expert about how technology empowers life insurance agents to create a better consumer experience.

•  Empowering insurance agents with technology
•  Improving accessibility and equity with technology
•  How technology enhances human advisors

On this episode of The Tony Steuer Podcast, I spoke with Mariela Garcia, Money and Life Coach about aligning your money with your values.

•  Why it’s important to have a positive relationship with money.  
•  Living a FLEX life (living life on your own terms)
•  Creating equity in financial wellness

On this episode of The Tony Steuer Podcast, I spoke with Kathi Balasek, Widow Advocate about becoming a grief smart advisor.

•  Why it’s important to learn to talk about grief.
•  How financial professionals can improve their grief literacy.
•  Empowering widows so that they can move forward.

On this episode of The Tony Steuer Podcast, I spoke with Kate Grayson, Content Director at Paperwork about aligning your money with your values.

•  Why it’s important to balance your life, not just your bank account
•  How to reset your money habits
•  Why women need to change the narrative

On this episode of The Tony Steuer Podcast, I spoke with Dr. Preston Cherry, Founder and President of Concurrent Financial Planning about finding balance between your life and your money.

• Letting your life lead your money, rather than having your money lead your life
•  How early money memories impact our relations with life and money wellness
•  Giving yourself permission to start your journey

On this episode of The Tony Steuer Podcast, I spoke with Michael Gilmore,  the founder of The Money Awareness and Inclusion Awards about the MAIA Awards.

•  The origin of The Money Awareness and Inclusion Awards.
•  How the MAIA Awards are a big step forward for financial education.
•  The importance of taking small steps.

On this episode of The Tony Steuer Podcast, I spoke with Thomas Kopelman, co-founder of AllStreet Wealth about financial literacy for everyone.

•  The importance of making decisions that match your goals and values
•  Why automating your finances is the key to accomplishing your financial goals
•  Collaborating with your clients

On this episode of The Tony Steuer Podcast, I spoke with Derrick Wesley, founder of founder of iMar Learning Solutions about financial literacy for everyone.

- The importance of discipline for financial success

- Why financial education starts in the classroom

- Focusing on long term goals

On this episode of The Tony Steuer Podcast, I spoke with Christian LeFer, founder of InstantNonprofit about the importance of philanthropy to financial wellness. 

- How philanthropy changes the way we think about money

- Focusing on your mission

- Staying true to your heart

On this episode of The Tony Steuer Podcast, I spoke with Robin Taub, author of The Wisest Investment about why teaching your kids about money is the wisest investment.  

•  Her book ”The Wisest Investment”
•  The five pillars of money
•  How parents can be a good financial role model

On this episode of The Tony Steuer Podcast, I spoke with Benjamin Nathan Otchere, author of The Financial Chalice about the basics of financial literacy. 

- His book ”Finance Chalice: Finance Articles for Beginners”

- The Rain Theory of Investment

- Financial issues seen across the globe

On this episode of The Tony Steuer Podcast, I spoke with Bobby Clark, founder of Clark on Money Coaching Services about the importance of people reaching their own conclusions on money. We also discussed:

- Taking a "30,00-foot view" with challenges

- The importance of adapting to a client's language

- How to experience lifelong learning and growth

On the latest episode of The Tony Steuer Podcast, I spoke with Elhaam Mirmohammadi, financial literacy and instructor about how Financial Literacy can help people improve our lives.

- The financial Intelligence Academy

- How financial education improves lives

- Unique aspects of finances in Iran

On this episode of The Tony Steuer Podcast, I spoke with Rishi Vamdatt, creator of Easy Peasy Finance about why personal finance is important for kids.

- The idea behind Easy Peasy Finance

- His book “Easy Peasy Money: A Fun Money & Budgeting Book”

- The impact of his YouTube Channel across all age ranges

On this episode of The Tony Steuer Podcast, I spoke with Julie Pinkerton, CEO and Managing Member of Evozen LLC about the importance of putting clients needs front and center.

•  The inspiration behind Evozen
•  The importance of being client-centric
•  How an integrative approach makes all the difference for your clients

On this episode of The Tony Steuer Podcast, I spoke with Josh Fontanilla, host of the Tip Jar Podcast about how financial literacy can be introduced into the educational system. 

- YouNancial and its impact

- Why college students need financial literacy now more than ever

- The intersection between financial literacy and hip-hop

On this episode of The Tony Steuer Podcast, I spoke with Harsimran Chohan, High School Senior about bringing financial literacy to your community.

- How financial education is a life skill

- Personal Finance is for every age: why high school students are taking interest in their finances

- The necessity to incorporate financial literacy into the education system

In this episode, Mac Gardner, Founder of FinLit Tech joined me to talk about the combination of Financial Literacy  & Financial Technology.

👉 Financial literacy educational resources are needed more than ever.

👉 Financial technology (fintech) continues to impact our lives.

👉 How families benefit from his book “The Four Money Bears”.

👉 How we can increase diversity and inclusion in the financial services industry.

“Weave learning about personal finance into your everyday life like any other habit, even if it’s five minutes a day.” Chihee Kim

In this episode, Chihee Kim, co-founder of Finny and I talked about the importance an education first approach to achieving financial health.

We also discussed why Finny uses a quiz based approach to financial education  along with specific challenges for women with personal finance.

“Ensure that you have a freedom fund, it’s often called an emergency fund. What that allows for is for you to have less stress in case anything happens like loss of a job, a medical situation comes about, bills increase and your income does not. If you put money aside so that you can sustain your household bills, you will be in a much better place.” Patrina Dixon

In this episode, I spoke with Patrina Dixon, Personal Finance Expert, International Speaker and an Award-Winning Author about her latest book “”It’s My Money - A Guided Journal To Help You Manage Your Finances”.   

We also discussed the importance of financial literacy along with specific challenges for women with financial literacy.

“Think of your household like a business. Build a balance sheet, so you know what are your assets, what are your liabilities; so that you’ll know where you’re starting from. Then create an income statement so you know your household income and expenses.” - Blair Wachob.

In this episode, I spoke with Blair Wachob, Senior Director at CSAA Insurance Group about why the insurance industry isn’t stale and what makes a good leader.

We also discussed how insurance & emergency management fit together.

“My #1 tip for retirement planning is to really do it little by little, otherwise there's a tendency to feel overwhelmed of there's so many decisions to make and how do I handle this, but just start little by little.” - Sarah Holden

In this episode, I spoke with Sarah Holden, the Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI)  about getting started with retirement planning.

We also discussed the benefits of increased disclosure in financial services and specific challenges for women with retirement planning.

“Be financially awake and aware of your personal situation, because you cannot be a good steward if you don't know where you're starting from” - Terrell Dinkins

In this episode, I spoke with Terrell Dinkins, President of One Bucket Nation and author of “Secrets of the 800+ Club: How to Raise Your Credit Score, Maintain Good Credit, and Live the Life of Unicorns”  about the importance of building wealth one bucket at a time.   

We also discussed how to raise to raise your credit score and maintain good credit along with specific challenges for women with financial literacy.

“Knowing what you have and then understanding as much as you can as a foundation for making wise financial decisions going forward.” - Marie Burns

In this episode, I spoke with Marie Burns, author and host of of the Mind, Money, Motion podcast about the the inter-relationship between our mindset, money habits, and the motion of our mind and body. 

We also discussed challenges for women with financial literacy and how people can start their own mind, money and motion journey.

In this episode, I spoke with Barry Flagg, Founder of Veralytic, Michael Browhawn, founder of Your Life Insurance Solutions and Bill Comfort, Owner of Comfort Long Term Care about managing life insurance policies.  

We discussed in-force life insurance illustrations and  and how an advisor can transition from being a sales person to being a trusted advisor.

“Start now and come to the table. Everyone wishes for a lot of things they could have done yesterday, but yesterday’s gone, so we have today. We have to come to the table and we have to own our finances. We’re the only ones who can take control.” - Maggie Nielsen.

In this episode, I spoke with Dr. Barbara Provost, founder of Purse Strings and Maggie Nielsen, partner at Purse Strings about how women can become financially fearless. 

We also discussed why women can feel overlooked and how an advisor can transition from being a sales person to being a trusted advisor.

“Start with your vision. Write down what a day in your life in retirement looks like, and describe it in the present tense (today). This will guide you in the choices you make. ” - Ilene Slatko.

In this episode, I spoke with Ilene Slatko, founder of the DSS Consulting about the importance of mastering your money mindset. 

We also discussed challenges for women with financial literacy and how women can get on the right track (financially).

“Always have a budget and an emergency fund. Having an emergency fund will cushion you against unforeseen issues that may arise.” - Sheila Mmboga.

In this episode, I spoke with Sheila Mmboga, founder of the Financial Wellness Centre about the importance of financial wellness. 

We also discussed trends in financial literacy education along with what’s unique about finance in the United Arab Emirates and what are common financial issues across the globe.

“Pay attention. Prepare for the heart to heart college money talk.” - Haruka Yamashita

In this episode of Get Ready, I spoke with Haruka Yamashita, Founder of Plan-It-Education about what College Knowledge you need to know to make the best college admission decisions. 

We also discussed the “College Knowledge with Haruka You Tube series”.

“Don’t be a bobblehead, don’t just sit there and shake your head. And don’t be afraid to ask for help.” - Dave Seibel

David Seibel, Author of Don’t Run Out of Money and host of the Don’t Run Out of Money TV show joined me on the Get Ready Podcast to talk about the concept of how to avoid running out of money.

We also discussed how wealth management is about more than investing and The Don’t Run Out of Money TV Show.

Buy enough (life insurance) the first time and don’t let it lapse.

In this episode of GET READY!, I spoke with Bob Bland, the founder of Lifequotes about the future of life insurance. Bob shared why it’s important to consider underwriting first when reviewing life insurance quotes.  We also discussed how no-exam life insurance policies have improved underwriting processes, though consumers may pay extra for this convenience.

And we covered the importance of working with a firm such as Lifequotes which represents multiple life insurance companies.

“We need to stop over sharing on social media. Every time we’re sharing something, it’s a piece of your personal information.” - Dana Mantilia

In this episode of Get Ready, I spoke with Dana Mantilia, the founder of Identity Protection Planning about the importance of protecting your identity. Dana shared about how people can identify and protect themselves from identity theft. 

We also discussed the importance of why it’s important to have regularly monitor your identity.

“First of all commit to being financially prepared. There are a great number of resources to be financially prepared. Start with a financial preparedness checklist, give yourself a deadline and do it. Be Prepared. ” - Michelle Boss

In this episode of Get Ready, I spoke with Michelle Boss, Founder of The Money Boss about the importance of financial literacy.

We also discussed specific challenges for women with financial planning along with the importance of having a money coach.

“The #1 key take-away is to invest, to invest in yourself, to invest in whatever is the vehicle for you, investing in the stock market, investing in real estate, investing in life insurance - yes, that is an investment -  invest in you, so that you are educated and you are now empowered to make the right decisions for you and your family.” - Lynn Demmons

In this episode of Get Ready, I spoke with Lynn Demmons, CEO of Demmons Enterprise and host of the Financial Confidence Podcast about being confident with your finances.

We also discussed the Swing Into Their Dreams Foundation and the unique challenges for Historic Black College and University students.

“Take small forward actions and to be kind to yourself in the process, so try to learn something new every day we’ve never been in a better age to learn about money and about personal finance.” - Tracey Bissett

In this episode of Get Ready, I spoke with Tracey Bissett, President of Bissett Financial Fitness, Inc and host of the Young Money Podcast about the concept of financial fitness.

We also discussed the Young Money Podcast and the Young Money Scholarship Fund.

“Start by educating yourself, there are resources out there that you can access easily and that you should be taking advantage of. Learn as much about personal finance as you can, so that you can take control of your finances. ” - Cameron Huddleston

In this episode of Get Ready, I spoke with Cameron Huddleston, award winning journalist and author of “Mom and Dad, We Need To Talk”, about her book and her financial philosophy.

We also discussed how people can have family, inter-generational money conversations  along with Cameron’s views on financial literacy.

“Be curious. When you have questions, pursue those , ask the question, find out the answer, many people wonder , should I do this, should I do that. However, they don’t really look for solutions. So I’d say just being curious is the best tip for financial literacy.” - Laura Adams

In this episode of Get Ready, I spoke with Laura Adams, author and host of the Money Girl Podcast about Laura’s new book “Money-Smart Solopreneur” and the Money Girl Philosophy.

We also discussed how people can integrate the Money Girl philosophy into their financial lives along with Laura’s views on financial literacy.

“The most important thing is to make sure that obligations to your family can be met under any circumstances and yes, that’s going to involve adequate insurance. And, it’s more than that, it’s making sure that you’re diligently saving, that you’re building your emergency fund and not living outside of your means.” - Maxwell Schmitz

In this episode of Get Ready, I spoke with Maxwell Schmitz, Maxwell Schmitz, the Insurance Resource for Certified Financial Planners about the importance of disability insurance and what to consider during your employer’s insurance open enrollment.

We also discussed Max’s financial literacy philosophy and his thoughts on financial preparedness.

In this episode of GET READY!, I spoke with Barry Flagg, the Founder of Veralytic about the importance of reviewing insurance policies.

We also discussed what people should look for when reviewing their insurance policies along with how Veralytic reports are an important tool for managing an in-force life insurance policy.

“Simplify and reduce the number of moving parts in your plan. Your investment portfolio doesn’t have to be complicated to be successful. That very few constituent holdings can get you to your goal.” - Christine Benz

In this episode of Get Ready, I spoke with Christine Benz, the Director of Financial Planning for Morningstar about being an investment minimalist and how it can improve your financial life.

We also discussed how life stage impacts how people should think about their investments along with the financial complexity complex.

“You have to decide to make a conscious and intentional effort to obtain financial independence and once you do that, get all the resources that you can and you will be ready for any financial crisis.” - Peter Kwadwo Asare Nyarko.

In this episode of GET READY!, I spoke with Peter Kwadwo Asare Nyarko, the Executive Director of the Center for Financial Literacy Education (Africa) about financial literacy for children.

We also discussed trends in financial literacy education along with what’s unique about finance in Ghana and what are common financial issues across the globe.

Have a plan. Have goals. But, don’t just have goals and a plan, have a system that works for you. That might be creating an investment plan to begin with and following that investment plan. It might be automating your investments somehow through a robo-advisor, that might require you to hire an advisor. I think any of those options work as long as you have a plan and a system in place. 

In this episode of GET READY!, I spoke with Daniel Lee, a fiduciary financial planner who is the head of Plancorp’s San Francisco office about the benefits of having an investment plan. Daniel discussed the components of an investment plan and what to keep in mind when reviewing your investment portfolio.

We also discussed how people can incorporate socially and environmentally responsible investing into their strategy.

Quote: Estate planning is not just for when you die, having a proper estate plan means that you’re going to be able to keep control over yourself and your person in the event that you’re incapacitated or that you die.

In this episode of GET READY!, I spoke with Chris Hall, the founder of Estate Plan Navigator about the importance of having an estate plan. Chris shared about the benefits of an estate plan and why it’s important to periodically review your estate plan.

We also discussed the importance of reviewing the beneficiaries on your life insurance policies and retirement plans.

“Be educated about sources of information, because knowledge is power and then live within your means. That to me, goes hand in hand.” - Donna Bandelloni

In this episode of GET READY!, I spoke with Donna Bandelloni, who is an authority on Planned Giving.

Donna and I discussed the value of having a family financial meeting and the importance of communication.

We also covered the importance of introducing money issues to children along with the concept of philanthropy.

“My #1 tip is to have a plan, which sounds complex for people, but quite literally just asking a couple of questions, like when do I want to retire, what would that look like, how can I possibly get there. If you simplify your questions, it doesn’t have to be so overwhelming.  And the more that you can simplify what you’re looking for, the more your financial professional can actually help you.” - JM Ryerson

In this episode of GET READY!, I spoke with JM Ryerson who is the co-founder and CEO of Let’s Go Win. JM and I discussed best practices for increasing leadership, enhancing team culture and helping teams achieve peak performance. We also covered the importance of courage in standing for your values, building a foundation on fun and how to transcend boundaries & beliefs.

“It’s your story, you own it, you get to write the story that you’re going to tell, you get to write the story that you’re going to live” - Shennandoah Connor

In this episode, I spoke with Shennandoah Connor, Vice President of Strategy and Client Services at Connor Creative about how advisors can focus on their client’s perspectives and issues rather than their own. We discussed the application of behavioral economics to better serve clients.

We also discussed unique issues to women in the financial services industry.

It’s a very fluid situation. 90% of financial services institutions had a pandemic response ready. From a broad scale perspective, the financial stability portion is not a concern as this time.  Maxwell Schmitz

In this episode, I spoke with Maxwell Schmitz, the Insurance Resource for Certified Financial Planners  about the impact of Covid-19 on the insurance industry.

We discussed the impact of Covid-19 on the application process, underwriting and claims along with how this could change the industry in the future.

In this episode of GET READY!, I spoke with Shawna Reeves who is the Director of Elder Abuse Prevention at the Institute on Aging. Shawna and I discussed best practices that insurance agents can implement to help reduce elder financial abuse.

We also covered how older adults (and their families) can keep them from being the victims of financial abuse.

“ The most important thought, is the idea of paying yourself first or spending less than you earn, however you like to look at it.  It’s an important idea that anyone can take action on.” - Sam Renick

In this episode, I spoke with Sam X Renick, founder of the “It’s a Habit!” Company and co-creator of Sammy Rabbit   about the importance of financial literacy. We discussed how advisors and companies can be be active in promoting financial literacy.

We also discussed the importance of financial literacy for children and how to talk with children about money.

“Your ownership in the business, the way that you finance your exit, allows you to help that person finance the sale and is an annuity for you.” - Bill Heestand

In this episode, I spoke with Bill Heestand, author of the Ownership Ladder  about how to set up a successful internal business transfer & sale including setting a reasonable valuation.

We also discussed how to succeed in the financial services industry and build a successful business.

On business efficiency: take out the things that are big item expenses and try to pare those down. You’ll streamline your business, you’ll cut your costs and you’ll make yourself more efficient. The money that you save from that, reinvest that money into other areas marketing yourself and amplify your thought leadership instead. Sheryl Brown

In this episode, I spoke with Sheryl Brown, Founder of Females and Finance about starting a movement for women in financial services.

We also discussed Sheryl’s work as an advocate for women. Lastly, we covered how women can be successful in the financial services industry.

We have to know who are resources are and how to tap in to them, know what kind of tools and strategies that we could get into. And how to find these people. Sheryl Garrett.

In this episode, I spoke with Sheryl Garrett, Founder of the Garrett Planning Network about being a trailblazer in the financial planning industry and building a network of fee-based financial planners.

We also discussed Sheryl’s work as an advocate for the an authentic fiduciary standard and higher standards of care. Lastly, we covered the unique challenges and opportunities for women in the financial services industry.

“A key thing is to always pay yourself first. It’s really easy, you’re paying bills and you forget to save, to invest, to put money aside for you and wish fund, you’re not saving for retirement, you’re saving for life.” - Kerry Hannon

In this episode of Get Ready!, I spoke with Kerry Hannon, Author, Speaker and Career Strategist about mid-life career transitions. We also discussed Kerry’s “She Leads Workshops”, that facilitates women having conversations with other women to raise awareness of issues and challenges they face in securing, protecting and growing their wealth.

Lastly, we covered Kerry’s advocacy work and testimony to Congress on older workers and the changing workscape, as well as the importance of women taking charge of their own financial planning.

“Social duty is part of shareholder value. Maximizing shareholder value is empty, yes, you have a responsibility to do that, however there’s lots of different ways to do that , you don’t have to sacrifice one for the other, you can create a ton of value by implementing loss control in other things into your insurance mission statement ” Nick Lamparelli

In this episode of Get Ready!, I spoke with Nick Lamparelli, Partner, Blogger and Podcaster with Insurance Nerds and Chief Underwriting Officer of reThought Insurance about the value of building an online community for the Insurance Industry.

We also discussed how millennials are changing the insurance industry. Also covered is the impact for reThought Insurance of being a tech centric MGA.

In this episode of Get Ready!, I spoke with Jack Schmitz, President of DI & LTC Insurance Services and Maxwell Schmitz, Insurance Resource for Certified Financial Planners about what’s going on with Disability Insurance and Long Term Care Insurance industry and the future of the future for these products.

We also discussed how disability insurance and long term care insurance fit into a sound overall financial plan.  Max is also pioneering innovative uses of technology to simplify the application process and how that is working.

In this episode of GET READY!, I spoke with Mike Pepe, founder of Proformex (here) about Proformex’s life insurance policy management system. We discussed how Proformex utilizes technology to enable insurance agents, financial advisors and trustees to more efficiently manage their customers life insurance policies. 

Mike and I also covered how Proformex is designed to expedite the policy review process and proactively clear customers of potential problems with their client’s life insurance policies. Mike also shared his thoughts on the future of best practices in the life insurance industry.

In this episode of GET READY!, I spoke with Roshni Chowdhry (Head of Customer Experience) and Zach Blumenfeld (Director of Sales) of Cookiejarsavings.com about Cookie Jar’s innovative savings solution. We discussed how Cookie Jar integrates technology along with how innovative technology is changing the financial services community.

Roshni and Zach also shared their thoughts on the future impact of technology on financial preparedness.

Educate Yourself: Whether you are an advisor or a consumer, take advantage of available resources - Neil Granger

In this episode of GET READY!, I spoke with Neil Granger who specializes in the identification and prevention of elder financial abuse. Neil and I discussed best practices for insurance agents, common fraud techniques and elder financial abuse legislation. Neil shared his experiences in working with attorneys, regulators and law enforcement on elder financial abuse prevention and enforcement.

Any analysis should be measurable and quantifiable - David Paul

In this episode of GET READY!, I spoke with David Paul who specializes in the analysis of insurance company financial performance trends. David and I discussed trends with insurance company financial analysis and the unique approach that his firm, Alirt Research takes in evaluating insurance companies. We also discussed his philosophy in analyzing insurance companies. 

In this episode of GET READY!, I spoke with public relations and marketings experts Emily Adams and Sharon Bially about the value of PR, earning media placement and developing our personal brand. The key to PR is about staying focused on serving your audience and clients.

We also discussed how you can amplify your message and the future of marketing.

In this episode,  of GET READY!, I spoke with Chris Hall about the blending of technology with human advisors, strategic partnerships and trends. Chris shared how his firm blends a fintech approach with human lawyers to create a streamlined approach to estate planning. The key is being able to leverage technology to expedite processes that are routine with utilizing people for the individualized aspects. The future of financial services is about creating the right balance with technology and people.

Do you know how to build your business? What is the future for the financial services industry? How does being focused on the client make you stand out?

In this episode, Tony spoke with Bob Bingham. Bob is the co-founder of the wealth management firm, Bingham, Osborn and Scarborough. He founded the firm in 1985 with his Amherst College classmate Ed Osborn. BOS now manages close to $5 billion in assets, has nine partners, and approximately 50 employees in two Bay Area offices - its headquarters in San Francisco and its branch office in Redwood Shores.

In this episode, I spoke with Tanya Hall. Tanya discussed branding and the future of written content.

We discussed:

Do you know how to build your brand?

What is the future for long form content and books?

Are you prepared for the future of marketing yourself and your company?