Better money decisions begin when we slow down enough to understand ourselves.

On this episode of Get Ready Before Life Happens, Tony sits down with DonJay Rice to explore how curiosity, reflection, and emotional awareness can help rewire the way we think about money.

From scarcity mindset and workaholism to gratitude and values alignment, this conversation highlights how financial healing begins with asking better questions and taking one small step at a time.

Key Takeaways

🔹 Take time to recognize and celebrate our wins 

🔹 Our money behaviors are often rooted in childhood experiences

🔹 High achievement can sometimes mask fear and scarcity

🔹 Curiosity is a powerful tool for uncovering what is really driving behavior.

🔹 Silence creates space for truth in conversations.

🔹 Financial change happens through small, consistent improvements.

🔹 Understanding what is true today helps loosen the grip of old beliefs.

🔹 Aligning money decisions with values leads to greater life satisfaction.

Tony’s Take: Money and emotions are deeply connected. When we slow down, get curious, and stop judging ourselves, we begin to shift from reacting out of fear to making decisions that reflect our values and goals.

 🎥 Watch this episode below: 

🎧 Listen to the podcast below or on your favorite podcast app. 

Connect with DonJay Rice, FBS: 

• Drumbeat Of Wealth Website: https://www.drumbeatofwealth.com
• LinkedIn: https://www.linkedin.com/in/donjay-rice-fbs®-36950a297/
• Facebook: https://www.facebook.com/profile.php?id=61551358480000
• Instagram: https://www.instagram.com/drumbeatofwealth/?hl=en

Resources mentioned: 

• The Enneagram Institute: https://www.enneagraminstitute.com

Bio: 

DonJay Rice is a Certified Financial Behavior Specialist. With that title he works with clients, couples and families to heal and create a path forward when their relationship with money becomes unhealthy. He is also a public speaker who leads audiences to discover how money behaviors impact relationships with others as well as the relationship they have with themselves.

DonJay is a Certified Christian Life Coach through the American Association of Christian Counselors. A certified Enneagram Coach and a Certified Trauma Coach. He has been a guest on several international podcasts and has written articles for the Journal of Financial Planning. He holds a Masters Cert in Financial Psychology and Behavioral Finance from Creighton University.

Prior to being a Financial Behavior Specialist/Coach, DonJay was a financial advisor for 28 years, developing a special niche in working with clients where money behaviors were entangled with past or present, grief and trauma.

Working for a brokerage firm with over 19,000 advisors. DonJay grew his practice from zero clients, zero assets and zero leads to be in the top 2% of the firm in terms of annual gross production. DonJay also consistently scored in the top 10% of the firm in terms of client satisfaction surveys while performing several volunteer leadership roles within the organization.

That is what he DOES, or has done, but it doesn’t describe who DonJay IS? So, who is DonJay Rice? His family and close friends describe him as: Kind, Optimistic, Creative, Generous, Vulnerable, and a heart filled with Empathy.