Build Financial Readiness Before Life Happens
The Financial Readiness Plan is a practical, values aligned system for advisors, educators, advocates, and families
to guide conversations, clarify decisions, and prepare for life’s what-ifs.
Used by advisors, financial literacy advocates, and families to organize plans and guide readiness conversations.
When Life Happens, A Clear Plan Matters
Life’s biggest moments rarely arrive on schedule.
◆ A health event.
◆ A caregiving decision.
◆ A job transition.
◆ A family emergency.
In those moments, what matters most is having a plan with clear next steps.
The Financial Readiness Plan helps you organize key information, define roles, and move forward with confidence.
👉 A shared framework for guiding clients, communities and families.
Choose Your Starting Point
👉 Whether you are building your own Financial Readiness Plan or supporting clients and your community take the next step on the journey to financial readiness.
The Financial Readiness Quick Start Checklist (Free)
A quick way to assess readiness and identify next steps.
- See where you or someone else stands
- Identify priorities
- Create a clear starting point for conversations
Includes:
- The Financial Readiness Quick Start Checklist
- The Get Ready Newsletter
Best for:
Getting oriented, starting conversations and identifying what matters most
The Financial Readiness Plan ($39)
A structured system to:
- To organize a financial life in all key areas
- Prepare for life’s what-ifs.
- Clarify roles and responsibilities
- Provide context for decisions
- Stay prepared as life changes
- Guide clients and communities with a clear framework
Includes:
- The Financial Readiness Plan Template
- Unclaimed Property Search Checklist
- Stepping In Checklist
- The Financial Readiness Quick Start Checklist
- The Get Ready Newsletter
Best for:
Building clarity, structure, and a plan you or your clients can rely on
👉 Designed for personal use and professional conversations
The Get Ready Library ($99)
Your complete financial readiness system to support ongoing planning and financial conversations.
- Go deeper across all areas of financial readiness
- Strengthen decisions over time
- Support client work and community conversations
Includes:
- The Financial Readiness Plan
- Digital Access to all of Tony Steuer's Books Bookshelf (see below)
- The Get Ready Toolkit (100+ worksheets to help organize and monitor your financial life)
- Investment Policy Statement template
- Unclaimed Property Search Checklist
- Stepping In Checklist
- The Financial Readiness Quick Start Checklist
- The Get Ready Newsletter
Ideal for:
Professionals and individuals who want a complete, ongoing system
Tony Steuer's Books:
- The Get Ready Blueprint: A 52 Week Guide to Changing the Way You Think About Money
- Get Ready: A Step-by-Step Planner for Maintaining Your Financial First Aid Kit
- Questions and Answers on Life Insurance
- Insurance Made Easy
- The Questions and Answers on Life Insurance Workbook
- The Questions and Answers on Disability Insurance Workbook
- The Questions and Answers on Insurance Planner
The 10 Domains of Financial Readiness
The Financial Readiness Plan is organized around 10 core domains that help individuals, families, advisors, and advocates prepare for life’s biggest what-ifs.
Together, these domains create a practical framework for organizing decisions, responsibilities, conversations, and next steps over time.
✅ Stepping In Plan
✅ Personal Mission & Decision Compass
✅ Life & Care Plan
✅ Your Support Team
✅ Risk Protection Plan
✅ Estate & Final Wishes
✅ Property, Assets & Digital Life
✅ Financial Sustainability & Independence
✅ Philanthropy & Impact
✅ Transitions, Work & Next Chapters
Start with one domain. Build clarity one step at a time.
The Financial Readiness Plan includes a structured framework template
Designed for Advisors, Educators and Financial Literacy Advocates
A practical framework to help:
✔ Guide client and family preparedness conversations
✔ Structure caregiving and legacy planning discussions
✔ Support Insurance and risk discussions
✔ Lead workshops and financial literacy programs
✔ Facilitate community and support group facilitation
For advisors and advocates, it becomes a shared framework for guiding clients and communities.
For individuals and families, it becomes a clear system for organizing decisions and staying prepared when it matters most.
This is a system for guiding people through decisions, transitions, and life’s what-ifs.
Grounded In Real-World Experience
The Financial Readiness Plan is built on decades of experience helping individuals, families, and professionals prepare for life’s biggest what-ifs.
Created by Tony Steuer, an internationally recognized financial literacy advocate, podcaster, author insurance expert, and consumer advocate, this framework brings together practical planning, financial fluency, and human-centered decision making.
Tony’s work includes:
✔ 30+ years of direct client and consumer advocacy experience and supporting financial advisors, litigation attorneys, trust officers and non-profits.
✔ 5 Excellence in Financial Literacy Education Awards
✔ Served on the California Department of Insurance Curriculum Board
✔ 300+ media features and expert contributions
✔ Recognition by Forbes, NerdWallet, and other leading media organizations as a subject matter expert
✔ Global podcast audience through Get Ready: Before Life Happens
This framework was built to help people ask better questions before life happens.
Be Ready for What Comes Next
Bring clarity, confidence, and peace of mind to the moments that matter most for yourself, your family, your clients, and your community.
Start Your Financial Readiness Plan