Welcome to the Get Ready Money Club newsletter; a weekly newsletter with recommendations to help you succeed on your financial journey and one simple action item.
This newsletter is 1,030 words, a 4 1/2 minute read.
Get Ready Money Club Resource Review:
- The Get Ready newsletter:
- Weekly action items: to help you keep all areas of your financial life up to date and on track.
- Financial calendar reminders: important dates
- Recommendations of helpful resources
- The Get Ready Money Podcast new episode notifications. The Get Ready! Money Podcast with Tony Steuer features insightful conversations with financial experts who are changing the way we think about money. Listen each week to catch up on the latest financial trends and hear practical advice from Tony and his expert guests aimed at demystifying the complexities of finance.
- The Get Ready Discussion Guide: Guided monthly money conversations for your family, clients and friends.
- Get Ready Essential worksheets including Cash Flow Analysis & Budget, Net Worth Statement, Health Insurance & Health Care Costs, Investment Policy Statement and Unclaimed Property Search Checklist.
- Discount codes for financial preparedness resources coming soon.
Access Your Get Ready Resources here
🎙️Watch or listen to the podcast (here).
The Get Ready Money Podcast is also available on YouTube and your favorite podcast app.
✅ Week #1 Action Item: Review the Get Ready Habits
🌎 The big picture: The Get Ready Method puts you in control of your financial life.
🤔 Why it matters: The financial world can be overwhelming, and it can be hard to know where to start. The Get Ready Method helps you gain healthy habits and review all of the areas of your financial life.
💡 Here’s what works: Review the Get Ready Habits.
- Goals defined.
- Educate yourself.
Think about how you think. - Relevancy to you.
- Evaluate your options.
- Assemble the pieces.
Detailed focus.
Yearly review.
😎 Pro-tip: The Get Ready Habits will empower you to take control of your financial life.
💭 Habit of the week: Use the Get Ready Habits with a financial task.
🤔 Question(s) of the week:
- How do you feel about the Get Ready Habits?
- What’s the Habit that you’re focusing on right now?
💁♂️ Advisor/Coach Corner: Help your clients decide what habit(s) they can implement this year.
📝 Resources:
Get Ready Money Club Members:
- The Get Ready Discussion Guide. Discuss year end items with your family and clients.
Get Ready Library and Toolkit members can access your resources for this week's action item (#1) from your dashboard (located in Monthly Focus Area 1: Habits and Planning):
- The Get Ready Blueprint week 1 worksheet where you’ll review the Get Ready Habits in more detail.
Access Your Get Ready Resources here
The Get Ready Library:
The Get Ready Library expands on each week’s action item and provides worksheets to help you complete each week’s action item, create a to-do list, track your habits and organize your financial life. It also includes access to all of my books (The Get Ready Bookshelf).
- The Get Ready Bookshelf: The Get Ready Blueprint, Get Ready!, Questions and Answers on Life Insurance, The Questions on Answers Life Insurance Workbook, The Questions and Answers on Disability Insurance Workbook, Insurance Made Easy and The Questions and Answers on Insurance Planner (pdf editions)
- The Get Ready Toolkit: 150+ worksheets to complete each week’s action items step by step, add your weekly goals, use the positive habit maker, create your weekly money to-do’s and organize your financial life (fillable PDF worksheets from The Get Ready Blueprint (52 worksheets) and fillable PDF’s & Excel from Get Ready! (100+ worksheets)).
Become a Get Ready Library Member
Source: The Get Ready weekly action item is from The Get Ready Blueprint: A 52 Week Guide to Changing The Way You Think About Money). Pick up your copy at your favorite online bookshop (Amazon)(bookshop.org).
🗓️ Financial Calendar Reminders:
- January 15th: 4th Quarter Estimated Tax Payment due for those who are self-employed or have other fourth-quarter income that requires you to pay quarterly estimated taxes.
- January 15th. Individual health care coverage open enrollment ends for the Federal Health Care Insurance Exchange at healthcare.gov. States that maintain their own health care exchange will have open enrollment typically starting on November 1st of the prior year, and will usually have longer open enrollment periods. You can find links to your state’s health insurance marketplace (https://www.healthcare.gov/marketplace-in-your-state/)).
🤩 Tony Steuer Recommends
🧐 Your Tax Fact Sheet and Calendar by Christine Benz for Morningstar. Bookmark this guide to stay abreast of the tax-related dates and data that should be on your radar in 2025. Read it (here).
🎙️ Actionable Steps to Tackle Student Loans Today with Lauryn Williams and Naseema McElroy. Lauryn shares insights into federal repayment options, the importance of building a comprehensive financial plan, and why shame shouldn’t stop you from taking action. Check it out on (YouTube).
🎙️ The Limits Where Technology Can't Scale Financial Planning Advice with Michael Kitces and Carl Richards on the Kitces & Carl podcast. The opportunities and limitations of AI in financial advice, exploring how technology can enhance advisors’ work and where its boundaries lie. Watch it on (YouTube).
📚 Wealth in the Key of Life: Finding Your Financial Harmony by Dr. Preston Cherry. Dr. Cherry's comprehensive Life Money Balance(R) approach focuses not only on wealth accumulation but also emphasizes the importance of well-being in achieving a fulfilling life. Check it out on (Bookshop).
🎥 Is the CFA worth it in 2025? (CFA Charterholder REVEALs) with Charlene Cong. Check it out on (YouTube).
🎤 Elevating the Client Experience: Charitable Planning as Part of Your Financial Planning Practice with Erinn Andrews presented by PGDC eCampus. Have a clear understanding of how to identify which donor segments your clients fall into. Learn about useful resources to support your clients at different levels of their "giving-needs." Virtual event - January 29, 2025 - 4pm ET, 1pm PT - Register (here).
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Let’s Change The Way We Think About Money!
Tony
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