đź‘‹ Welcome to The Get Ready Movement Newsletter
Each week, I share what’s catching my attention in the world of financial literacy—from trends and tools to the people reshaping how we teach, talk about, and take action around money. Whether you're a financial educator, advisor, or someone who just wants to stay informed, here’s what I think matters this week.
10 Things I Think (About Money, Life & What’s Next)
1. One Thing to Share This Week
đź’Ą Week 17 Action Item: Balance savings, expenses & paying off debt.
Tony’s Take: Financial wellness isn’t about doing everything at once (or perfection) —it’s about creating a rhythm that protects your present and builds your future. Help others—and yourself—reframe balance as progress.
2. Strategy of the week to try with your community:
💡 Use the 50/30/20 rule (50% needs / 30% wants / 20% savings & debt payoff). It’s simple, sticky, and empowering for people overwhelmed by budgeting.
Tony’s Take: Use this as a mindset shift: from rigid budgets to flexible frameworks.
3. This Week’s Big Question:
đź’ How are you balancing savings, expenses, and paying off debt?
Tony’s Take: Invite the conversation about what’s working. The answers reveal values, priorities, and teachable moments.
4. Thought of the week: Dare to Dream Big
Are we teaching people to just get by, or to dream big?
🔹 Courage makes room for change (sabbaticals, new ventures).
🔹 Women are more intentional and tend to think longer term.
🔹 Empower clients by helping them understand their money habits.
🔹Be a partner with your client.
🎧 With Cady North and Tony Steuer on The Get Ready Money Podcast (listen here)
5. Dealing with uncertainty
5a. Building a Resilient Financial Plan in Uncertain Economic Times
Essential financial strategies to help small business owners and individuals navigate these turbulent times.
🎧 Misty Lynch on the Demystifying Money Podcast (here)
5b. From Emotion To Logic: 6 Questions To Help Clients Navigate Market-Related Fears Productive
Helping your clients find self-driven clarity may be the most powerful reassurance of all.
đź“– By Meghaan Lurtz for Kitces (read here)
5c. The Economic Impact of Tariffs
Sweeping tariffs would raise new revenue, but they would also depress GDP, wages, and Treasury bond demand and prices.
đź“– By Kent Smetters for Knowledge at Wharton (read here)
đź’ Tony Take: In times of uncertainty, it's important to stay calm and stick to your plan.
6. Discover How Everyone Can Attain Financial Freedom!
Be intentional with your money - and set your limits.
💠Tony’s Take: It all starts with changing your money story and taking action.
🎧 Prisca Benson and Tony Steuer on The Get Ready Money Podcast (here)
7. Branding With Integrity
Be consistent with your branding
💠Tony’s Take: Financial professionals don’t need flashy marketing to build stronger relationships—just consistency, authenticity, and showing up as who you really are.
🎧 With Tony Steuer and Alexandra Zendrian on the Brand Stories Podcast (Spotify)
8. AI and Financial Literacy
8a. Future-Proofing Your Advisory Firm: How to Stay Relevant in an AI Driven World
Adam shares his insights on the challenges advisors face and the strategic shifts necessary to thrive in the future.
🎧 With Adam Holt and Libby Greiwe on The Efficient Advisor Podcast (Apple Podcasts)
8b. Financial advisors aren’t being replaced by AI just yet – but the tech is reshaping the wealth management industry
đź“– By Richard Chang for LinkedIn News (here)
💠Tony’s Take: The future belongs to those who combine tech efficiency with human connection.
9. Is the Wealth Transfer for real?
Debunking The Great Wealth Transfer: Facts vs Fiction
💠Tony’s Take: Relationships matter more than statistics. Don’t chase trends—show up where your clients are.
🎧 With Dr. Jim Grubman and Ashley Quamme on the Planning and Beyond Podcast (Apple Podcasts)
10. Resources to help kids gain financial literacy:
10a. Can We Pleeeease Get a Dog?
The DIMS—DOES IT MAKE SENSE?® SCORE Calculator gives kids a quick way to think through possible purchases before making them.
👉 Check out the DIMS calculator’s new Pets category from Gifting Sense (here)
10b. Seedlyng’s Virtual Summer Camp
Campers will learn how to budget, save, spend wisely, and invest—life-changing skills.
👉 Join the waitlist (here)
10c. A single high school class can boost a teen's lifetime wealth by $100K, but most kids aren't taking it
đź“– Danielle Antosz for Yahoo Finance (read here)
💠Tony’s Take: These aren’t just tools—they’re doorways to lifelong habits.
🚀 Bonus: 5 Quick Hits:
- Community Investing: Building a Just Economy. With Nicole Middleton Holloway and Diana Yanez on the Highly Sensitive Money Podcast. (listen here)
- Credit Unions: Your Financial Best Friend with Tansley Stearns and Laura Adams on the Money Girl Podcast (listen here)
- Group Long-Term-Care Insurance Deserves a Closer Look. By Noel Evans for ReThinking65 (read here)
- Investment Adviser Industry Snapshot 2024. Study by the Investment Advisor Association (read here).
- Reshaping Buy-Sell Planning after Connelly: legal and practical considerations. With April Caudill, Presented by NAIFA and FSP - Webinar - (register here)
đź“‚ Member Resources
Get Ready Library members can access this week’s resources from your dashboard (located in Monthly Focus Area 4: Cash Flow):
- The Get Ready Blueprint week 17 worksheet where you’ll create your budgeting ratio.
- Review your cash flow analysis worksheet (from Week 16).
- Get Ready Discussion Guide: How are you balancing savings, expenses and paying off debt?
- Ask Tony AI about this week’s action item.
Access Your Get Ready Resources here
Note: These resources are available to all members of The Get Ready Movement.
You can support The Get Ready Movement here. The Get Ready Movement and resources are all now supported by Get Ready Movement members.
Support the Get Ready Movement
đź“ť Final Word
Financial literacy isn’t just about knowing what to do—it’s about learning how to prioritize and adapt.
Thanks for being part of the Get Ready movement to make financial literacy more accessible, practical, and empowering.
If you found something valuable here, please share.
Until next time, let’s change the way we think about money and how we help others get ready.
Tony
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