Frances Yong, Founder of White Byte and anti-scam evangelist joined me on this episode of The Get Ready Money Podcast in collaboration with the Better Money with the MAIA’s podcast. We talked about digital financial literacy, fraud prevention, and how communities can work together to create a safer and more inclusive digital world.

Key Takeaways

🔹 Reporting fraud quickly increases the chances of recovery

🔹 Digital financial literacy includes the ability to communicate and transact safely using technology

🔹 Scams can happen to anyone, regardless of age, background, or education

🔹 Seniors often engage with technology differently, which requires patience and understanding

🔹 Simple family check-ins can help spot red flags like unknown numbers or unfamiliar apps

🔹 Open, respectful conversations with parents and loved ones build awareness and trust

🔹 A safer digital ecosystem is a shared responsibility across families and communities

🔹 Digital literacy expands access to financial services and opportunities for marginalized groups

This conversation is a reminder that readiness today includes digital awareness, community support, and ongoing conversations that help everyone feel safer and more confident online.

 🎥 Watch this episode below: 

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🎧 Listen to the podcast below or on your favorite podcast app.

Connect with Frances Yong: 

• LinkedIn: https://www.linkedin.com/in/frances-yong-074703a8/
• Whitebyte Website: https://www.whitebyte.org
• White Byte's LinkedIn page: https://www.linkedin.com/company/white-byte/?viewAsMember=true

Resources mentioned: 

• The Seven Habits of Highly Effective Scammers on the Get Ready Before Life Happens Podcast (watch or listen)

Bio:

Frances Yong was a Fraud Risk and Cybercrime Risk professional, globally responsible for the learning strategy and frameworks for a Fortune500 multi-national bank. When her mother was scammed off her pension in 2021, she left her banking job and founded White Byte.

Through White Byte, Frances promotes cyber integrity and digital inclusion; sharing her professional knowledge with a wider audience and in a customised manner to make it relatable to less savvy communities. Her vision is a cyber space that is ethical and inclusive for all users to interact and transact safely in.

Frances won the Anti-Scam category in the 2025 Money Awareness and Inclusion Awards (MAIA). She is named one of Singapore's 100 Women in Tech, and honoured as MAIA’s 50 Changemakers to watch. 

The Money Awareness and Inclusion Awards (the MAIAs) celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org. 

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If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.

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