đź‘‹ Welcome to The Get Ready Movement Newsletter
Every week, I share one action to improve your financial life, updates from The Get Ready Money Podcast, media appearances, and curated recommendations to help you ask better questions, have stronger conversations, and take meaningful action with your money.
Let’s get ready.
🎯 This Week’s Action: Review Your Expenses
The Move:
Review your expenses. A key to positive cash flow is to be mindful of where your money goes.
Why it Matters:
Monitoring your expenses will help you be a more informed consumer, reduce outlay, and get the most favorable pricing.
Tony’s Take:
Creating a list of all your expenses gives you clarity. Be sure to break down annual or non-monthly expenses into monthly averages for a full picture of your spending.
đź“‚ Member Resources
NEW!
đź’¬ Ask Tony AI: New for Get Ready Members
🤨 Got a question about reviewing your financial life or evaluating insurance?
🙌 Ask Tony AI for practical answers based on all of my content. It’s fast, it’s smart, and it’s now available to all Get Ready Movement members.
🔍 Available in your member dashboard now.
Available in your Get Ready Dashboard under Monthly Focus Area 4: Cash Flow (Week 15).
Here’s what’s included this week:
- đź’¸ The Get Ready Blueprint Week 15 Worksheet: Track current expense totals and budgeting reminders.
- đź“Š Expense Worksheets (PDF & Excel):
- Education, Care, Subscriptions, Household Bills, Memberships
- Rent/Leasing, Utilities
- Debt (Car, Mortgage, Credit Cards, etc.) - Week 20
- Insurance (Auto - week 27, Homeowners/renters - week 28, Health - week 29, Life - week 34, Long Term Care, Annuities - week 37)
- Taxes (Income - week 25, Property - week 43)
- đź’¬ Get Ready Discussion Guide: Do you feel like you have a good handle on your expenses?
Access Your Get Ready Resources here
Note: These resources are now available to all members of The Get Ready Movement.
You can support The Get Ready Movement here. The Get Ready Movement and resources are all now supported by Get Ready Movement members.
Support the Get Ready Movement
🎧 On the Get Ready Money Podcast This Week
- Breaking Money Silence featuring Kathleen Kingsbury
💬 “People need to dare to break their money silence by having recurring money conversations. Advisors should be genuinely curious—curiosity creates understanding.”
🎙️Watch or listen to the podcast (here).
2. Change Your Savings Mindset Featuring Robin Growley
💬 “Align your finances to your values and your goals. Understand the difference between needs and wants. Learn how to balance savings, debt, and spending—and what America Saves Week is all about.”
🎙️Watch or listen to the podcast (here).
đź“° Media Spotlight
The 8 Habits of Financially Prepared People for Jump$tart Four Corners
🧠Tony’s Take: I break down the eight essential habits for financial preparedness—from setting clear goals, checking your mindset and focusing on relevancy to conducting a yearly review.
🎥 Check it out on (YouTube).
âś… Tony Recommends
Curated picks to change the way you think about money from trusted sources:
Tariffs:
đź’ˇ Tariff Madness - a Q & A by Laurence Kotlikoff
💬 Tony’s Take: A straight-talking, big-picture breakdown of what rising tariffs could mean for markets.
👉 Read it (here).
đź’ˇ A Short History of Tariffs by Ben Carlson for A Wealth of Common Sense
💬 Tony’s Take: History shows tariffs don’t work. This is a sharp refresher with real-world context.
👉 Read it (here).
đź’ˇ From Panic to Prosperity: Financial Strategies for Surviving a Trump-Led Recession by Preston Cherry
💬 Tony’s Take: Actionable planning tips to weather market volatility with confidence.
👉 Read it (here).
💡 What Now? An Investor’s To-Do List for Chaotic Markets from Christine Benz for Morningstar.
💬 Tony’s Take: Use market downturns as a planning opportunity—great tips on strategy and taxes.
👉 Read the article (here).
💡 Jamie Dimon’s 2025 Letter to Shareholders
💬 Tony’s Take: Big-picture insights from one of the most influential banking leaders—we are at a critical crossroads that requires comprehensive action and leadership.
👉 Read the letter (here)
Taxes
💡 If you haven’t filed your taxes yet, here’s what 15 tax experts say you should do now by Lara Becker for MarketWatch.
💬 Tony’s Take: Fast, useful advice for last-minute filers—worth a scan even if you’ve filed.
👉 Read it (here)
Diversity & Inclusion in Wealth
💡 Speak Truth. Take Fire. Never Back Down – DEI with Stoy Hall on the NoBS Wealth Podcast
💬 Tony’s Take: Challenging the status quo isn’t easy, but it’s necessary. This episode is a must-watch for anyone committed to real change in the financial industry.
👉 Watch on (YouTube)
Books
💡 The Physician’s Path to True Wealth by Dr. Bryan Jepson
💬 Tony’s Take: A powerful guide for physicians—but with lessons any professional can benefit from.
👉 Check it out (Free download) | (Amazon)
đź’ˇ Late to Your Own Funeral by Rachel Donnelly
💬 Tony’s Take: A must-read on legacy planning for both the living and executors —practical, clear, and human.
👉 Check it out at (Bookshop)
đź’ˇ How I Accidentally Turned My Kids Into Financially Entitled Monsters by Andrew Lendnal
💬 Tony’s Take: A refreshingly honest take on financial parenting with actionable tips.
👉 Check it out on (Amazon)
🚀 Quick Hits (Bonus Picks)
đź’ˇ The Real Cost of Doing Business by Dr. Severine Bryan
💬 Tony’s Take: Smart advice for entrepreneurs—success is more than the financial costs, it includes the emotional cost and time investment along with the persistence to keep going.
👉 Read it on LinkedIn (here).
đź’ˇ Trust & Will 2025 Financial Advisor Report
💬 Tony’s Take: Clients expect estate planning integration into their financial plan. A wake-up call for advisors to expand their value and take a holistic approach.
👉 Read it on LinkedIn (here).
đź’ˇ The Importance of Including College in Your Divorce Agreement by Vicki Volweiler
💬 Tony’s Take: College education needs to be included when getting a divorce. Avoids future stress with proactive planning.
👉 Read it (here)
đź’ˇ Breaking Money Silence with Kathleen Kingsbury and Brendan Frazier on The Human Side of Money Podcast
💬 Tony’s Take: An important discussion on why we need to have money conversations and how generational silence is perpetuated.
👉 Listen to it (here).
đź’ˇ The Ultimate Guide to Home Price Appreciation by Charlie Bilello
💬 Tony’s Take: A balanced perspective on real estate—your home isn’t just an investment.
👉 Read it (here)
🔚 Closing Thought
Keeping an eye on your expenses will help you meet your goals. It’s easy for spending to creep up without us noticing. Review your expenses regularly and stay in control of them.
If you enjoyed this newsletter, consider sharing it—or join the movement (here) by supporting the Get Ready Money Podcast and my work by becoming a Get Ready Supporter (here).
Let’s change the way we think about money.
Cheers,
Tony
Want more Get Ready?
đź’ł Support the Get Ready Movement with a one-time donation and help keep financial literacy free and accessible.
📨 Forward this Newsletter to a friend or colleague and help them take control of their money with the Get Ready Movement. Don’t keep me a secret!
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🧠Take the Money Empowerment Quiz to see where you are on your journey.
đź’¬ Connect with me on LinkedIn.
đź“š Books: Increase your financial preparedness with The Tony Steuer Bookshelf (digital editions of all of my books) or by picking up a copy of my books (Bookshop) (Amazon)
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