Tony’s Take: 10 Things Moving The Needle In Money This Week

Thanks for being part of The Get Ready Movement—changing how we think (and talk) about money.

Each week, I spotlight what’s shaping the future of financial fluency—from trends and tools to the people transforming how we apply, communicate, and make intentional choices with money.

1. Weekly Action Prompt

📌 Action: Week 32: Review Your Wills and Trusts. Wills and trusts allow you to choose who receives your assets when you pass away.

💭 Tony’s Take: If you die without a will, your assets will be distributed according to state law—which may not align with your wishes. Estate planning is your voice when you're no longer here.

2. Strategy of the week:

💡Keep your will and trusts up to date to ensure that your assets are distributed according to your current wishes.

📉 Work with a qualified estate planning attorney to ensure that your plan is done properly.

💭 Tony’s Take: Your estate documents are only useful if people know they exist. Let your executor—and a trusted loved one—know where to find them.

3. Big Question to Ask

❓Have you reviewed your will and trust(s) after any recent life events?

💭 Tony’s Take: Most people delay updating estate documents. Reviewing after major life events like marriage, divorce, or new children ensures your plan reflects your current values.

4. Making a Real Impact in Philanthropy

🔹 Why philanthropy is a gateway to deeper family conversations
🔹 How advisors can bring real value without needing to be experts
🔹 The importance of listening, asking better questions, and building trust
🔹 How you can help align your wealth with your values

💭 Tony’s Take: Philanthropy isn’t just about giving—it’s about meaning, legacy, and connection. We’re entering a new era of wealth and philanthropy—driven by demographic shifts, evolving family dynamics, and a desire to do more with our money.

🎙️ Donna Bandelloni, Dien Nguyen and Tony Steuer on The Get Ready Money Podcast. Check it out (here)

5. Are Your Own Money Beliefs Affecting Your Advice? 

How Advisors Can Recognize and Manage Personal Biases. For advisors, these unconscious influences can subtly - but significantly - affect everything from how we frame a recommendation to how we respond to client hesitation.

💭 Tony’s Take: Self-awareness matters. When we understand our own money beliefs, we become better advisors—and better advocates for our clients. 

📖 By Ashley Quamme. Read it (here).

6.  Disability Insurance and Why You Need It

A conversation about something really important that most people don’t think about—what happens if you get sick or hurt and can’t work. Why the insurance your job gives you might not be enough.

💭 Tony’s Take: Anyone who depends on their income should have disability insurance. Group coverage often has gaps—review it like any other asset in your financial plan. 

🎙️ Acquania Escarne and Naseema McElroy on the Financially Intentional podcast. Watch it (here).

7. Rethinking Retirement: The Emotional, Purpose-Driven Side of Life After Work 

The emotional landscape of retirement and why most planning misses the mark. Together, they unpack the “Retirement Reinvention Curve,” a three-phase, eight-stage model that reflects the psychological shifts retirees experience.

💭 Tony’s Take: Retirement is more than a financial milestone, it’s a major life transition. Retirement is about more than the numbers, it’s about having purpose. 

🎙️ Dan Haylett and Melissa Joy on the Money Wisdom Podcast. Check it out (here). 

8. YES: Sydney Sweeney cashes checks

She is a proud sell-out. And by the way she is not alone in deciding that money should be a priority. A look at the financial grownup lessons that pundits are missing. Expenses are just as important as income.

💭 Tony’s Take: Pro athletes get praised for maximizing short earning windows. Why shouldn’t entertainers? Sydney’s doing what any financially savvy person would do.

📖 By Bobbi Rebell. Read (here). 

9. IS There A Future Of Financial Planning In The AI Era?

How AI will reshape the tasks advisors perform and the value they bring to client relationships

💭 Tony’s Take: AI can’t replace empathy. Advisors who connect, communicate, and truly listen will be the ones who thrive.

🎙️ Michael Kitces and Carl Richards on the Kitces & Carl podcast. Watch on (YouTube).

10. 10,000 views and counting—turns out financial literacy makes great content!

The Tony Steuer YouTube channel, home to The Get Ready Money Podcast (and more), just crossed a big milestone: 10,000 views!

Huge thanks to everyone who’s watched, shared, subscribed, or been a guest. We’re changing the way people think about money—one episode at a time.

🎧 Top 10 Most-Watched Episodes so far:

1. Get Ready with Christine Benz: Simplifying Your Investment Strategy
2. The Power of Believing in Yourself: How to Achieve Success with Money — Odonoo Idersaikhan
3. Discover Asset Revesting: A Game-Changing Strategy! — Chris Vermeulen
4. Get Ready with Bob Bland: LifeQuotes and The Future of Life Insurance
5. Revolutionize Insurance Agent Success with Better Training! — Adam Holt, Derek Notman, Dick Weber
6. Get Ready with Haruka Yamashita: College Knowledge
7. The Tony Steuer Podcast with Rishi Vamdatt: An Insider’s Look at Money and Kids
8. The Get Ready Money Podcast with Prudence Zhu: Living a Life You Love
9. The Tony Steuer Podcast with Will Rainey: The Value of Patience
10. The Get Ready Money Podcast with Deborah Price: The Impact of Behavior on Money

💭 Tony’s Take: Financial literacy doesn’t have to be boring—or buried. Let’s keep making it accessible, engaging, and human.

📺 Check out the channel & subscribe: https://youtube.com/tonysteuer 

👇 Which episode have you enjoyed most—or who should I interview next? Let me know!

🚀 Bonus: 5 Quick Hits: 

• The 2025 Update to the 4% Rule You Need to Know. Bill Bengen and Bernadette Joy. Watch on (YouTube).
• Can I Pleeeease Have A Phone? A review of The Things You Have to Do Before I Buy You a Phone  by Adam Ferguson (Amazon) - By Karen Holland. Read on (LinkedIn).
• 8 Tech Tools for Financial Caregiving. By Laura Petrecca for AARP (read here)
• Luck is mostly just math. By Justin Welsh for The Saturday Solopreneur (read here)
• 2025 Modern Wealth Survey. From Charles Schwab. Check it out (here). 

💼 Member Resources This Week

Resources for this week’s action item (#32) from your dashboard (located in Monthly Focus Area 8: Your Legacy):

• The Get Ready Blueprint week 32 worksheet where you’ll walk through reviewing your wills and trusts.
• Wills and Trusts worksheets where you can enter details about your wills and trusts, including location (fillable PDF and excel worksheet formats)
• Chat with Tony AI: Personalized guidance based on my full content library—books, podcasts, and articles

 Access Your Get Ready Resources here

Note: Available to all members of The Get Ready Movement.

Support The Get Ready Movement here.  

 Support the Get Ready Movement

📝 Final Thought

Reviewing your will and trusts ensures your legacy is handled the way you intend. It’s one of the most powerful actions you can take for the people you love.

Thanks for being part of the Get Ready movement.

If something resonated with you, please share. 

Let’s keep changing the way we think - and talk- about money.

– Tony

➡️ Support The Get Ready Movement (here). Help me keep these resources free.

🎙️ Subscribe to The Get Ready Money Podcast (Apple Podcasts) (YouTube) 

📚 Books: Explore The Tony Steuer Bookshelf (digital editions of all of my books) or at (Bookshop) (Amazon)

📣 Promote yourself by sponsoring the Get Ready Podcast and Newsletter (hit reply to discuss).

💬 Connect on LinkedIn.